Genre: Non-Fiction
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From the day we start our first job, we are told to think about retirement. Part of each paycheck should be earmarked for some sort of retirement fund, even though the government is taking a portion of our check for our retirement also. While beginning early is prudent advice, it is not always practical. During our younger years expenses can be high, and when forced to choose between retirement savings and food for our children, the choice seems clear.
Most people reach retirement age with little or no savings, and those dreams of early retirement remain only dreams. Authors Randy and Jane Kirk realized pretty quickly that what they thought would be enough just wasn't. Inflation and unexpected expenses can quickly drain a savings account, and depending on social security can be risky. They decided to write a book to help those who realize too late that they need help.
Retired Broke: How to Fix Your Retirement is filled with a great deal of common sense ideas that many people don't think about. There are sections that cover housing, medical issues, vacationing and many other things that one might not think about when planning for retirement. There are many money-saving tips that I also found helpful, though some were certainly not things I would chose to do. Although renting out a room in our home would provide us income, living with a stranger wouldn't work for me.
That being said, I do believe in different strokes for different folks, and each of their suggestions will work for someone. I especially liked their use of the internet. With most of their suggestions they added web addresses to sites that will help the reader reach their goals. In today's day and age those addresses are sometimes the most valuable thing we can be given.
When we plan vacations we look through guide books to make sure we are getting the most for our money. It would seem to me that planning for retirement needs just as much help, and I think the Kirk's book is a good place to start.
- Beverly
Publisher - Frugal Frog Enterprises, LLC
Date of Publication - February 26, 2015
Most people reach retirement age with little or no savings, and those dreams of early retirement remain only dreams. Authors Randy and Jane Kirk realized pretty quickly that what they thought would be enough just wasn't. Inflation and unexpected expenses can quickly drain a savings account, and depending on social security can be risky. They decided to write a book to help those who realize too late that they need help.
Retired Broke: How to Fix Your Retirement is filled with a great deal of common sense ideas that many people don't think about. There are sections that cover housing, medical issues, vacationing and many other things that one might not think about when planning for retirement. There are many money-saving tips that I also found helpful, though some were certainly not things I would chose to do. Although renting out a room in our home would provide us income, living with a stranger wouldn't work for me.
That being said, I do believe in different strokes for different folks, and each of their suggestions will work for someone. I especially liked their use of the internet. With most of their suggestions they added web addresses to sites that will help the reader reach their goals. In today's day and age those addresses are sometimes the most valuable thing we can be given.
When we plan vacations we look through guide books to make sure we are getting the most for our money. It would seem to me that planning for retirement needs just as much help, and I think the Kirk's book is a good place to start.
- Beverly
Publisher - Frugal Frog Enterprises, LLC
Date of Publication - February 26, 2015
